Expert regulatory risk and compliance advisory services helping fintechs grow with confidence through complex regulatory landscapes

Get Started

About Norwood Risk & Compliance

Joanne Seagrave - Founder of Norwood Risk & Compliance

Led by Joanne Seagrave

With over 25 years of experience in senior regulatory risk leadership across global and mid-tier banks, Norwood Risk & Compliance brings deep expertise to help fintechs grow with confidence.

As the founder of Norwood Risk & Compliance, Joanne works fractionally with early-stage fintechs to embed scalable governance, simplify FCA engagement, and future-proof compliance frameworks. Her experience spans direct engagement with UK regulators including the FCA, PRA, PSR, ICO, CMA and FOS — advising CEOs, Boards, and ExCos on everything from Consumer Duty and regulatory submissions to horizon scanning and regulatory change.

With director-level experience in regulatory affairs, Joanne has transformed MI, dashboards, and control environments to deliver data-driven insights and proactive oversight. She has chaired forums, contributed to RegTech adoption pathways, and sponsored AI-led compliance tools — always with a focus on turning complexity into clarity.

Norwood Risk & Compliance is known for being approachable, practical, and deeply committed to helping founders build fintechs that thrive in regulation, not just survive it.

Our Services

Comprehensive risk and compliance solutions tailored for fintech companies

Compliance Frameworks

  • Develop and implement FCA compliant policies and procedures
  • Conduct gap analysis to ensure alignment with FCA regulatory requirements
  • Consumer Duty implementation and ongoing compliance
  • Oversight of tailored compliance monitoring programmes

Risk Management

  • Identify and mitigate risks specific to FCA regulated activities
  • Develop risk appetite and proportionate risk management reporting dashboards
  • Operational resilience and business continuity planning
  • Proportionate approach to risk focus areas including financial crime and fraud

Fintech Startup Advisory

  • Assist with FCA authorisation applications and business plans
  • Support in regulatory engagement including information requests and meetings
  • Establish governance structures aligned with FCA expectations
  • Fractional compliance officer services

Why Choose Norwood Risk & Compliance

Partnership benefits that drive growth and regulatory confidence

🎓

Compliance Expertise

Over 25 years of regulatory, risk and compliance experience across fintechs, mid-tier and global banks

🛡️

Proactive Risk Management

Holistic identification and mitigation of financial and non-financial risks, reducing issues before they arise

🤝

Regulatory Track Record

Known for engaging with regulators to provide comprehensive and timely information , alert to developments across the regulatory horizon

⚡

Governance

Position your fintech to partner with industry based on sound principles of security and trust, enabling growth

Let's Make Compliance Your Growth Enabler

Ready to navigate the regulatory landscape with confidence? Get in touch to explore how Norwood Risk & Compliance can support your fintech journey.

✉️ joanne.seagrave@norwoodcompliance.co.uk
Contact Us